An Introduction to the Medicare Advantage Program for Seniors Turning 65
If you are a senior citizen, turning 65 is an important milestone. It’s also a time when there can be a lot of confusion about health insurance. One of the options available to seniors over 65 is the Medicare Advantage program. Let’s take a look at what this program has to offer and how you can benefit from it.
What Is Medicare Advantage?
Medicare Advantage plans are offered by private companies that contract with the government to provide coverage for those enrolled in Original Medicare (Parts A and B). These plans are sometimes called “Part C” or “MA Plans” and they typically include additional benefits such as prescription drug coverage, vision, hearing, and dental coverage, as well as other services not covered by Original Medicare.
What Are the Benefits of Medicare Advantage?
One of the primary benefits of enrolling in a MA Plan is that you will usually have lower out-of-pocket costs than with Original Medicare alone. This is because most MA Plans come with no (or low) deductibles and often include extra benefits such as vision and dental coverage that may not be included in Original Medicare. Additionally, many MA Plans include built-in prescription drug coverage, so if you need medication for an existing condition or chronic illness, you won’t have to worry about buying any additional plans or figuring out which drugs are covered.
Another benefit is that MA Plans often provide more comprehensive coverage than Original Medicare does; some plans even cover medical services that aren’t typically covered by Part A or Part B, such as acupuncture or chiropractic visits. Last but not least, some MA Plans also offer discounts on other services like gym memberships and meals delivery programs.
When it comes to making decisions about your healthcare needs, there’s no one-size-fits-all solution. But if you’re turning 65 soon and looking for an affordable way to get the most out of your healthcare plan while taking advantage of some added perks, then considering enrolling in a Medicare Advantage plan could be an excellent choice for you! With its lower costs and extensive coverage options, it’s definitely worth exploring further if you’re looking for ways to save money on healthcare without compromising on quality care.